Contact Us Home

Mortgage Resources
Apply Now
Pre-Qualify
Loan Programs
Purchasing
Refinance
Featured Tools
Request Loan Status
Calculators
Loan Info
Loan Process
Library
FAQ
Glossary
Forms
Company Info
Contact Us
About Us
Tell-A-Friend
Sweepstakes
Other Services
Credit Report
Marketplace
Home

Document Checklist and Instructions

A properly documented loan application makes your loan process go smoothly. This checklist will help you gather your paperwork.

  1. Complete and sign the residential loan application, Form 1003, and the attached loan info sheet, credit authorization and fair lending notice. Page 4 of the application is a continuation page in case you need additional space for your assets or liabilities. If you make a mistake while filling out the application cross it out, and make a change. Do NOT use whiteout.
  2. If you are salaried: provide W-2's for the previous two years and one month of paystubs. If you are self-employed, provide tax returns for the previous two years, including all schedules, and a YTD profit and loss statement. (Note: provide copies of all requested documents. Do not provide original documents.)
  3. If you own rental property, provide recent rental agreements and tax returns for the previous two years, including all schedules.
  4. To speed up the approval process, provide bank statements for the most recent three months, and recent statements for stock, mutual funds and IRA/401K accounts.
  5. If you are requesting a cash out refinance, provide a letter explaining how you will use the refinance proceeds.
  6. If applicable, provide a copy of your divorce decree and settlement agreement.
  7. If you are NOT a US citizen, provide a copy of your green card (front & back). If you are NOT a permanent resident provide a copy of your H-1 or L-1 visa.
  8. If any borrower has filed bankruptcy, provide the Discharge Notice, Filing and Schedule of Creditors.
  9. If you are applying for a home equity line of credit or loan (second loan), also include your first mortgage note. (This should be with your closing loan documents.)


Kauai Mortgage Co. - 4-1579 Kuhio Hwy, Ste 208 - Kapaa, HI 96746
Office Phone: (808) 822-1167 Fax: (808) 822-1189 Toll Free Phone: (800) 615-7823


We lend in the following states: Hawaii

 

 

 



Equal Housing Opportunity

© 2008 Myers Internet, Inc. All Rights Reserved

Powered by: Myers Internet, Inc. | Admin Login